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HomeCredit CardKotak League Platinum Credit score Card Evaluation – CardExpert

Kotak League Platinum Credit score Card Evaluation – CardExpert

Kotak Mahindra Financial institution has many entry-level bank cards however the League Platinum card is the most effective amongst, in-fact it’s among the best in business, but difficult in a means. Right here’s the whole overview of the Kotak League Platinum Credit score Card,


Kind Entry-Degree Credit score Card
Reward Fee 0.66% – 3.33%
Annual Price 499 INR + GST
Finest for Annual spends of upto 2.5 Lakhs
USP Milestone Profit

Whereas Kotak league Platinum Credit score Card is an entry-level bank card, it additionally has the flexibility to serve you with rewards nearly as good as a premium bank card.

It’s an exquisite selection not just for entry-level prospects, but additionally for Premium prospects holding a number of bank cards with a necessity to carry a Kotak Credit score Card to avail the service provider/festive provides on occasion.


Becoming a member of Price 499 INR+GST
Welcome Profit Rs.500 Film voucher
Renewal Price 499 INR+GST
Renewal Price Waiver Spend > 50,000 INR

The requirement for renewal payment waiver is fairly good for the rewards & advantages the cardboard comes with.


Ongoing Rewards

Annual Spend Spend Kind Rewards / Rs.150 Reward Fee
< 2 Lakhs Common Spends 4 0.66%
< 2 Lakhs Particular Classes 8 1.33%
> 2 Lakhs All Spends 8 1.33%
  • 1 Reward Level = 0.25 INR
  • Particular Classes: Journey Companies & Tour Operators, Bundle Tour Operators, Airways and Air Carriers, Electrical Gross sales, Sturdy Items, Departmental Shops.

If I perceive it proper, should you’re not spending on particular classes, you’d get 0.66% till you attain 2L annual spend after which 1.33% for spends past 2 Lakhs.

Milestone Rewards

SPEND Spend Interval Rewards Worth Financial savings
1,25,000 INR 1st Jan – thirtieth June 10,000 RP 2,500 INR 2%
1,25,000 INR 1st July – thirty first Dec 10,000 RP 2,500 INR 2%
  • Milestone profit: 4 free PVR tickets (or) 10,000 reward factors
  • PVR Ticket Max. Worth: 400 INR

In order you possibly can see, 10K factors possibility is smart to most, over PVR vouchers.

What this implies is that if you’ll be able to obtain the milestone spends, your reward price could be as excessive as ~3.33% (spends on particular classes, difficult although) or at-least 2.66% which remains to be nice for a card of this vary.

Different Advantages

All Kotak Credit score Playing cards comes with few different advantages like:

  • Railway Surcharge Waiver: Most railway surcharge waiver allowed is 500 INR / calendar yr.
  • Gas Surcharge Waiver: Relevant on transactions between 500 INR and 3000 INR. Most gas surcharge waiver is 3500 INR / calendar yr.


Kotak League Platinum bank card is undoubtedly an exquisite bank card should you can hit the milestone spends, as getting >2% return on an entry-level non co-branded bank card at this payment level isn’t simple.

So Kotak League Platinum card is probably among the best entry-level bank card you possibly can have with Kotak Mahindra Financial institution.

Do you maintain Kotak League Platinum bank card? Be at liberty to share your experiences within the feedback under.



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